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You can trust us with your important referrals. We have a great track record of success as top producers. We have the experience you are looking for. Plus we are very web-savvy real estate agents, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you.

As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to us.

Grow your business by using proven, top agents. Your clients will be happy and this will lead to even more referrals for you, and at the same time you'll enjoy a greater percentage of your referrals turning into sales. Think about it.

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School Reports in Corinth, Denton, Coppell and Highland Village, Texas

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Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Q	The upper walls of what famous holy temple are lined with gold?
A	The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs.
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The Ferguson Realty Group, REALTORS®, real estate agent and broker for Corinth, Denton, Coppell and Highland Village Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Brett and Melanie Ferguson
Ferguson Realty Group
2434 Lillian Miller Pkwy.
Denton, TX 76205
Office: 940-484-8187
Brett Ferguson: charlesbferguson@earthlink.net
Melanie Ferguson: melanieferguson@kw.com
Ferguson Realty Group.com is dedicated to successfully exceeding the needs of home sellers and home buyers in order to achieve the absolute highest level of client satisfaction; therefore, creating clients for life! Referrals from friends, family, and past clients drive our levels of achievement; therefore, we strive daily to provide over the top service to them in return. Our clients are the reason we are in the business and the only reason we have a business! We want people to think of Ferguson Realty Group when they think of Home! Call Ferguson First!

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