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Real Estate Tips
Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Real Estate Trivia
Q 
What has been described as the world's most beautiful building?

A 
The white marble Taj Mahal in India was built by the Mogul emperor Shah Jahan (1631-53) to enshrine his favorite wife.
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The Ferguson Realty Group, REALTORS®, real estate agent and broker for Corinth, Denton, Coppell and Highland Village Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Brett and Melanie Ferguson
Ferguson Realty Group
2434 Lillian Miller Pkwy.
Denton, TX 76205
Office: 940-484-8187
Brett Ferguson: charlesbferguson@earthlink.net
Melanie Ferguson: melanieferguson@kw.com

Ferguson Realty Group.com is dedicated to successfully exceeding the needs of home sellers and home buyers in order to achieve the absolute highest level of client satisfaction; therefore, creating clients for life! Referrals from friends, family, and past clients drive our levels of achievement; therefore, we strive daily to provide over the top service to them in return. Our clients are the reason we are in the business and the only reason we have a business! We want people to think of Ferguson Realty Group when they think of Home! Call Ferguson First!

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